Virginia Mortgage Store – VA Home Loans & Refinance Rates

// Virginia Mortgage Store

Find your next Virginia Home
Today

We guide Virginia buyers and refinancers with expertise and trust.
- Discover More

// about us

Helping Richmond Families Secure Homes with Confidence

At the heart of Richmond, we’re more than mortgage brokers—we’re neighbors, partners, and trusted guides on your path to homeownershipith years of experience serving the River City, we’ve earned a reputation for trust, local insight, and a deep understanding of Richmond housing market.

We bring personalized service, expert knowledge, and local insight to every mortgage. Choosing us means gaining a reliable partner dedicated to your long-term success and homeownership journey in Richmond.

/ Lifestyle

Parks & Outdoor Living You’ll Enjoy Daily

Maymont

Maymont is a 100-acre Victorian estate and public park in Richmond, Virginia.

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Libby Hill Park

One of the earliest city parks, this elevated green space offers scenic views, benches & tall trees.

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Forest Hill Park

Forest Hill Park, known for its "Stone house" called Boscobel, is a historic 105-acre urban park in Richmond, Virginia.

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/ Best Educations

Highly Rated Schools & Colleges Near Your Home

University of Richmond

The University of Richmond is a private liberal arts college in Richmond, Virginia, United States.

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Virginia Union University

Virginia Union University is a private historically black university in Richmond, Virginia.

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Virginia Tech Richmond Center

Virginia Union University is a private historically black university in Richmond, Virginia.

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/ Restaurants

Dining Options for Every Taste

Fall Line Kitchen & Bar

Upmarket spot in the Marriott Hotel serving steaks and seafood classics plus cocktails, beer and wine.

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Can Can Brasserie

Parisian-style steak frites eatery in a classic bistro setting with dark woods, tiles & mirrors.

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Sweet P's RVA

Sweet P’s is all about fresh flavors, homemade goodness, and friendly service. From breakfast to sandwiches and daily specials, we make every bite feel like home.

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/ Shopping

Amazing Shopping Destinations

Willow Lawn

The Shops at Willow Lawn is a shopping center located slightly outside the city limits of Richmond, Virginia in unincorporated Henrico County.

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CF Richmond Centre

Richmond Centre is a shopping mall in Richmond, British Columbia, Canada. Its street address is on No. 3 Rd, with other entrances on Minoru Blvd and Granville Ave. Richmond City Hall is immediately south of it.

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River Road II Shopping Center

Shopping center with a number of boutiques, including Chico's, plus a grocery store and a restaurant.

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// our benefits

Why you should choose Virginia Mortgage Store

Serving Richmond with fast approvals, competitive rates, and expert guidance, making your homeownership journey simple, stress-free, and rewarding.

Fast Approvals

Competitive Rates

Expert Guidance

Transparent Process

Tailored Solutions

Building Trust,

// Gallery

Highlighting What Makes Richmond Home

// services we’re offering

What we’re providing to our customers

We make mortgages simple and stress-free for Richmond homeowners. Our expert team guides you through every step, from comparing rates to closing your dream home.

Home Buying Assistance

Helping Virginia residents find, compare, and secure their dream homes with ease.

Mortgage Calculators

Quick, easy tools to calculate payments, affordability, and plan your budget confidently.

HELOCs

Enjoy flexible access to your home’s equity in Virginia, whether for renovations, education expenses.

Refinancing Solutions

Lower your rate, reduce monthly payments, or adjust terms to fit your goals.

Pre-Qualify Safely Without Any Credit Impact

Find out what you qualify for—without impacting your credit score, costing you anything, or causing any stress

No Credit Hits

We don’t run your credit multiple times — we protect it. Your score stays safe.

100% Free

No fees —simply quick and free answers to help you move forward with confidence.