Virginia Mortgage Store – VA Home Loans & Refinance Rates

// Virginia Mortgage Store

Find your next Virginia Home
Today

We guide Virginia buyers and refinancers with expertise and trust.
- Discover More

// about us

Helping Charlottesville Families Secure Homes with Confidence

At the heart of Charlottesville, we’re more than mortgage brokers—we’re neighbors, partners, and trusted guides on your path to homeownershipith years of experience serving the River City, we’ve earned a reputation for trust, local insight, and a deep understanding of Charlottesville housing market.

We bring personalized service, expert knowledge, and local insight to every mortgage. Choosing us means gaining a reliable partner dedicated to your long-term success and homeownership journey in Charlottesville.

/ Lifestyle

Parks & Outdoor Living You’ll Enjoy Daily

Riverview Park

A 27-acre riverfront preserve offering a playground, picnic areas & adjacent biking & walking trail.

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Greenleaf Park

Grassy park with climbing & water play equipment for kids, plus nature trails & a picnic shelter.

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Darden Towe Park

County park with a canoe launch, athletic fields & courts, playground, off-leash dog area & trails.

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/ Best Educations

Highly Rated Schools & Colleges Near Your Home

UVA Health University Medical Center

The University of Virginia Health System is an academic health care center associated with the University of Virginia in Charlottesville.

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Piedmont Virginia Community College

Piedmont Virginia Community College is a public community college in Charlottesville, Virginia.

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Brown College at Monroe Hill

Piedmont Virginia Community College is a public community college in Charlottesville, Virginia.

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/ Restaurants

Dining Options for Every Taste

Mockingbird

Warm restaurant whipping up Southern staples such as fried green tomatoes and catfish, plus craft cocktails.

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Birch + Bloom

A gathering place authentically Charlottesville, where we proudly showcase locally inspired farm-to-table food punctuated by bold, sustainably sourced seasonal ingredients.

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Burtons Grill & Bar

Upscale bar & grill chain featuring an extensive menu of American fare in a stylish dining room.

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/ Shopping

Amazing Shopping Destinations

Barracks Road Shopping Center

Strip mall featuring shopping & dining options, plus services such as banks & salons.

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The Shops at Stonefield

Upscale shopping center featuring high-end retailers, casual dining & a modern movie theater.

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5th Street Station

Shopping mall featuring a grocery store, plus restaurants, a movie theater, and other stores.

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// our benefits

Why you should choose Virginia Mortgage Store

Serving Charlottesville with fast approvals, competitive rates, and expert guidance, making your homeownership journey simple, stress-free, and rewarding.

Fast Approvals

Competitive Rates

Expert Guidance

Transparent Process

Tailored Solutions

Building Trust,

// Gallery

Highlighting What Makes Charlottesville Home

// services we’re offering

What we’re providing to our customers

We make mortgages simple and stress-free for Charlottesville homeowners. Our expert team guides you through every step, from comparing rates to closing your dream home.

Home Buying Assistance

Helping Virginia residents find, compare, and secure their dream homes with ease.

Mortgage Calculators

Quick, easy tools to calculate payments, affordability, and plan your budget confidently.

HELOCs

Enjoy flexible access to your home’s equity in Virginia, whether for renovations, education expenses.

Refinancing Solutions

Lower your rate, reduce monthly payments, or adjust terms to fit your goals.

Pre-Qualify Safely Without Any Credit Impact

Find out what you qualify for—without impacting your credit score, costing you anything, or causing any stress

No Credit Hits

We don’t run your credit multiple times — we protect it. Your score stays safe.

100% Free

No fees —simply quick and free answers to help you move forward with confidence.